Basic concepts in personal finance that every teen should know

Most teens don't know they hold one of the most sought after keys to financial independence: time. The Teen's Guide to Personal Finance illustrates basic but critical financial concepts like the power of compound interest, in an engaging format that makes sense to young adults.

As teens, authors Joshua Holmberg and David Bruzzese were not taught these concepts in school or at home. They had to learn hard financial lessons about runaway interest rates on credit card balances, the money they could have earned had they invested a small portion of their summer earnings rather than spent it, and more.

The Teen's Guide to Personal Finance is a must-read primer for all teens as they become more independent and more responsible for the financial choices they make. From opening a bank account to investing in mutual funds, The Teen's Guide to Personal Finance provides a sound foundation of financial knowledge upon which young adults can build realistic strategies to achieve financial independence.

By learning key financial concepts in The Teen's Guide to Personal Finance, teens will be much better prepared to avoid financial pitfalls while taking advantage of the time they have to build wealth through goal-setting, saving, investing, and maximizing their tax advantages. The easy-to-read format provides ample stories, graphics, action plans, and worksheets to help teens easily understand key concepts, and most importantly, get started immediately.

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